In the deregulated realm of US banking and finance, crime does occasionally pay for its foul deeds, not in prison time but by making modest rebates to the victims.

It's about our ability precisely to integrate a people and offer jobs, and that, for me, is one of the key rationales of the reforms I'm pushing, and I'm a strong believer in that when you lift barriers, when you deregulate a lot of stuff, basically you improve the equality of opportunities.

We recognise the link between environmental failure and social injustice. When the energy sector is privatised and deregulated, it not only tends to pollute more, it also charges the poorest more per unit!

In the deregulated realm of US banking and finance crime does occasionally pay for its foul deeds not in prison time but by making modest rebates to the victims.