As a former waitress myself, I know firsthand how a simple smile from someone can improve your day and how a single harsh word can destroy it. Being courteous and thoughtful costs you nothing and can sometimes pay you dividends in unexpected ways.

Well, bitcoin is a currency. Bitcoin has no underlying rate of return. You know, bonds have an interest coupon. Stocks have earnings and dividends. Gold has nothing, and bitcoin has nothing. There is nothing to support the bitcoin except the hope that you will sell it to somebody for more than you paid for it.

What goes down always comes up and what comes up always goes down. Such is Life. Celebrate its suchness. And keep flowing with Life. Sometimes reaping rich dividends and sometimes feeling good you have either cushioned well for a loss or learning that you could have cushioned better. Enjoy the ride!

Legislation to create a new 10 percent tax bracket reduce the marriage penalty cut the tax rate on dividends and capital gains and increase the child tax credit have been essential elements in this economic expansion.

Do you know the only thing that gives me pleasure? It's to see my dividends coming in.

The best math lesson we can teach college students this year is to subtract a tuition increase and benefit from the dividends of higher education.